I hit a large pot hole last year broke a rim and tore a tire. We had bought tire and rim insurance and it covered both rim and tire. Last week same thing but bent rim badly and and the Insurance covered it also this time. Now we are waiting on a a new key fob for this car, 2yrs. ago I needed one for our Camry. I'm glad we invested in those insurance offered at sale time. They seemed like a very large cost at first but they sure paid for themselves. bobw